.header{position:sticky;top:0;z-index:100;background:#0a0e1af2;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--border);height:66px;display:flex;align-items:center;padding:0 2rem;gap:2rem}.header-logo{display:flex;align-items:center;gap:.6rem;font-family:Montserrat,sans-serif;font-weight:700;font-size:.95rem;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;flex-shrink:0;color:var(--text)}.header-logo svg{flex-shrink:0}.header-nav-wrap{flex:1;display:flex;align-items:center}.header-nav{display:flex;align-items:center;gap:1.5rem;list-style:none}.header-nav a{font-size:.72rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--text-muted);transition:color .2s;white-space:nowrap}.header-nav a:hover,.header-nav a.active{color:var(--accent)}.header-right{display:flex;align-items:center;gap:1rem;flex-shrink:0}.header-phone{font-size:.82rem;color:var(--text-muted);white-space:nowrap;transition:color .2s}.header-phone:hover{color:var(--accent)}.header-hamburger{display:none;background:none;border:none;color:var(--text);font-size:1.35rem;line-height:1;cursor:pointer;padding:.3rem;min-width:44px;min-height:44px;align-items:center;justify-content:center;flex-shrink:0}@media (max-width: 960px){.header-nav-wrap{display:none}.header-right{margin-left:auto}.header-hamburger{display:flex}}@media (max-width: 600px){.header{padding:0 1rem}.header-phone{display:none}}.header .btn-cta{background:var(--accent);color:var(--dark);border:none;padding:.45rem .9rem;font-size:.72rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;border-radius:3px;cursor:pointer;transition:background .2s;white-space:nowrap}.header .btn-cta:hover{background:var(--accent-hover)}.header .btn-cta--large{padding:.9rem 1.5rem;font-size:.85rem;width:100%;min-height:48px}.mobile-nav{position:fixed;top:66px;left:0;right:0;bottom:0;background:#0a0e1afa;z-index:99;display:flex;flex-direction:column;padding:1.5rem 2rem 2.5rem;overflow-y:auto;-webkit-overflow-scrolling:touch}.mobile-nav ul{list-style:none;display:flex;flex-direction:column;flex:1}.mobile-nav ul li a{display:block;font-size:1.15rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--text-muted);padding:1rem 0;border-bottom:1px solid var(--border);transition:color .2s}.mobile-nav ul li a:hover,.mobile-nav ul li a.active{color:var(--accent)}.mobile-nav-footer{display:flex;flex-direction:column;gap:1rem;padding-top:2rem}.mobile-nav-phone{text-align:center;font-size:1rem;color:var(--text-muted);letter-spacing:.04em}.footer{background:#060911;border-top:1px solid var(--border);padding-top:64px}.footer-inner{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}@media (max-width: 960px){.footer-inner{grid-template-columns:1fr 1fr}}@media (max-width: 600px){.footer-inner{grid-template-columns:1fr;gap:32px}}.footer-brand h3{font-size:1.25rem;margin-bottom:8px;color:var(--accent)}.footer-brand p{color:var(--text-muted);font-size:.9rem;line-height:1.6}.footer-links h4,.footer-contact h4,.footer-areas h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px;color:var(--text)}.footer-links ul,.footer-contact ul,.footer-areas ul{list-style:none;display:flex;flex-direction:column;gap:8px}.footer-links li,.footer-links p,.footer-contact li,.footer-contact p,.footer-areas li,.footer-areas p{font-size:.88rem;color:var(--text-muted);line-height:1.5}.footer-links a,.footer-contact a,.footer-areas a{transition:color .2s}.footer-links a:hover,.footer-contact a:hover,.footer-areas a:hover{color:var(--accent)}.footer-bottom{margin-top:48px;border-top:1px solid var(--border);padding:20px 0}.footer-bottom-inner{display:flex;justify-content:space-between;align-items:center}@media (max-width: 600px){.footer-bottom-inner{flex-direction:column;gap:12px}}.footer-bottom p{font-size:.8rem;color:var(--text-muted)}.footer-social{display:flex;gap:12px}.footer-social a{color:var(--text-muted);transition:color .2s}.footer-social a:hover{color:var(--accent)}.chat-widget{position:fixed;bottom:1.5rem;right:1.5rem;display:flex;flex-direction:column;align-items:flex-end;gap:.75rem;pointer-events:none}.chat-widget .chat-window,.chat-widget .chat-bubble-btn{pointer-events:auto}.chat-window{width:380px;height:520px;background:#0e0e0e;border:1px solid rgba(255,255,255,.09);border-radius:14px;display:flex;flex-direction:column;overflow:hidden;box-shadow:0 32px 72px #000000bf,0 0 0 1px #8a9a521a;opacity:0;transform:translateY(18px) scale(.96);pointer-events:none;transition:opacity .22s ease,transform .28s cubic-bezier(.34,1.56,.64,1);transform-origin:bottom right}.chat-window--open{opacity:1;transform:translateY(0) scale(1);pointer-events:all}.chat-header{display:flex;align-items:center;justify-content:space-between;padding:.9rem 1rem;background:#111;border-bottom:1px solid rgba(255,255,255,.07);flex-shrink:0}.chat-header-info{display:flex;align-items:center;gap:.65rem}.chat-avatar{width:38px;height:38px;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;flex-shrink:0;box-shadow:0 0 0 2px #8a9a5240}.chat-header-name{font-size:.875rem;font-weight:700;letter-spacing:.02em;color:var(--text)}.chat-header-status{display:flex;align-items:center;gap:.3rem;font-size:.7rem;color:var(--text-muted);margin-top:.12rem}.status-dot{width:7px;height:7px;border-radius:50%;background:#4ade80;box-shadow:0 0 6px #4ade80a6;flex-shrink:0;animation:pulse-dot 2.5s infinite ease-in-out}@keyframes pulse-dot{0%,to{opacity:1}50%{opacity:.6}}.chat-close-btn{background:none;border:none;color:var(--text-muted);cursor:pointer;padding:.35rem;border-radius:6px;line-height:1;display:flex;align-items:center;justify-content:center;transition:color .15s,background .15s}.chat-close-btn:hover{color:var(--text);background:#ffffff12}.chat-messages{flex:1;overflow-y:auto;padding:1rem .875rem;display:flex;flex-direction:column;gap:.625rem;scroll-behavior:smooth}.chat-messages::-webkit-scrollbar{width:4px}.chat-messages::-webkit-scrollbar-track{background:transparent}.chat-messages::-webkit-scrollbar-thumb{background:#ffffff1a;border-radius:2px}.chat-messages::-webkit-scrollbar-thumb:hover{background:#ffffff2e}.chat-msg{display:flex;flex-direction:column;gap:.18rem;animation:msg-in .2s ease}.chat-msg--user{align-items:flex-end}.chat-msg--user .chat-bubble{background:var(--accent);color:#fff;border-bottom-right-radius:4px}.chat-msg--user .chat-ts{margin-right:.2rem}.chat-msg--bot{align-items:flex-start}.chat-msg--bot .chat-bubble{background:#191919;border:1px solid rgba(255,255,255,.07);color:var(--text);border-bottom-left-radius:4px}.chat-msg--bot .chat-ts{margin-left:.2rem}@keyframes msg-in{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}.chat-bubble{max-width:80%;padding:.575rem .875rem;border-radius:14px;font-size:.875rem;line-height:1.55;word-break:break-word}.chat-ts{font-size:.63rem;color:#ffffff47;letter-spacing:.02em}.chat-typing{display:flex;align-items:center;gap:5px;padding:.65rem .875rem;min-width:58px}.chat-typing span{width:6px;height:6px;border-radius:50%;background:#ffffff59;animation:typing-bounce 1.3s infinite ease-in-out}.chat-typing span:nth-child(1){animation-delay:0s}.chat-typing span:nth-child(2){animation-delay:.2s}.chat-typing span:nth-child(3){animation-delay:.4s}@keyframes typing-bounce{0%,60%,to{transform:translateY(0);opacity:.35}30%{transform:translateY(-5px);opacity:1}}.chat-input-row{display:flex;align-items:center;gap:.5rem;padding:.7rem .875rem;background:#111;border-top:1px solid rgba(255,255,255,.07);flex-shrink:0}.chat-input{flex:1;background:#1c1c1c;border:1px solid rgba(255,255,255,.1);border-radius:8px;padding:.52rem .75rem;color:var(--text);font-size:.875rem;font-family:inherit;outline:none;transition:border-color .2s,box-shadow .2s}.chat-input::placeholder{color:#ffffff38}.chat-input:focus{border-color:var(--accent);box-shadow:0 0 0 3px #8a9a521f}.chat-send-btn{width:38px;height:38px;border-radius:8px;background:var(--accent);border:none;color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .18s,transform .1s,box-shadow .18s}.chat-send-btn:hover:not(:disabled){background:var(--accent-hover);box-shadow:0 4px 14px #8a9a5259}.chat-send-btn:active:not(:disabled){transform:scale(.93)}.chat-send-btn:disabled{opacity:.35;cursor:not-allowed}.chat-footer{text-align:center;font-size:.63rem;color:#ffffff38;padding:.38rem;background:#111;border-top:1px solid rgba(255,255,255,.04);flex-shrink:0;letter-spacing:.04em}.chat-footer span{color:var(--accent);font-weight:700}.chat-bubble-btn{width:58px;height:58px;border-radius:50%;background:var(--accent);border:none;color:#fff;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:relative;box-shadow:0 8px 28px #8a9a5273,0 2px 8px #00000080;transition:background .2s,transform .22s cubic-bezier(.34,1.56,.64,1),box-shadow .2s}.chat-bubble-btn:hover{background:var(--accent-hover);transform:scale(1.07);box-shadow:0 12px 32px #8a9a528c,0 4px 10px #00000080}.chat-bubble-btn:active{transform:scale(.95)}.chat-bubble-btn--open{background:#232323;box-shadow:0 4px 16px #0000008c,0 1px 4px #0006}.chat-bubble-btn--open:hover{background:#2d2d2d;box-shadow:0 6px 20px #0000008c,0 2px 6px #0006}.chat-bubble-btn--open .chat-bubble-icon--chat{opacity:0;transform:rotate(30deg) scale(.5)}.chat-bubble-btn--open .chat-bubble-icon--close{opacity:1;transform:rotate(0) scale(1)}.chat-bubble-icon{position:absolute;display:flex;align-items:center;justify-content:center;transition:opacity .2s ease,transform .22s cubic-bezier(.34,1.56,.64,1)}.chat-bubble-icon--chat{opacity:1;transform:rotate(0) scale(1)}.chat-bubble-icon--close{opacity:0;transform:rotate(-30deg) scale(.5)}.chat-unread-badge{position:absolute;top:-2px;right:-2px;width:20px;height:20px;background:#ef4444;color:#fff;border-radius:50%;font-size:.65rem;font-weight:700;display:flex;align-items:center;justify-content:center;border:2px solid #0d0d0d;animation:badge-pop .3s cubic-bezier(.34,1.56,.64,1);letter-spacing:0}@keyframes badge-pop{0%{transform:scale(0);opacity:0}to{transform:scale(1);opacity:1}}@media (max-width: 600px){.chat-widget{bottom:1rem;right:1rem}.chat-window{position:fixed;right:.75rem;left:.75rem;bottom:5.25rem;width:auto;height:65vh;max-height:500px;border-radius:12px;transform-origin:bottom center}.chat-input{font-size:16px}}.qf-overlay{position:fixed;top:0;right:0;bottom:0;left:0;z-index:10000;background:#000000d1;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);display:flex;align-items:center;justify-content:center;padding:24px;animation:qf-fade-in .2s ease}@media (max-width: 600px){.qf-overlay{padding:0}}@keyframes qf-fade-in{0%{opacity:0}to{opacity:1}}.qf-modal{background:linear-gradient(180deg,#0c1020,#080c18);border:1px solid rgba(212,168,65,.12);border-radius:16px;width:100%;max-width:680px;max-height:92vh;overflow-y:auto;display:flex;flex-direction:column;position:relative;animation:qf-slide-up .3s cubic-bezier(.34,1.4,.64,1);box-shadow:0 24px 80px #00000080,0 0 0 1px #d4a8410f,inset 0 1px #ffffff0a}@media (max-width: 600px){.qf-modal{max-width:100%;max-height:100%;height:100%;border-radius:0;border:none}}.qf-modal::-webkit-scrollbar{width:4px}.qf-modal::-webkit-scrollbar-track{background:transparent}.qf-modal::-webkit-scrollbar-thumb{background:#d4a84133;border-radius:2px}@keyframes qf-slide-up{0%{opacity:0;transform:translateY(24px) scale(.96)}to{opacity:1;transform:translateY(0) scale(1)}}.qf-header{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;border-bottom:1px solid rgba(212,168,65,.08)}.qf-header__brand{display:flex;align-items:center;gap:10px;font-family:Montserrat,sans-serif;font-weight:700;font-size:.9rem;letter-spacing:.03em;color:var(--text)}@media (max-width: 600px){.qf-header{padding:16px}}.qf-close{width:36px;height:36px;border-radius:50%;background:#ffffff0a;border:1px solid rgba(255,255,255,.08);color:var(--text-muted);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:all .2s}.qf-close:hover{background:#ffffff14;color:var(--text);border-color:#ffffff26}.qf-steps{display:flex;align-items:flex-start;justify-content:space-between;padding:20px 24px 0;position:relative;overflow-x:auto;gap:4px}.qf-steps::-webkit-scrollbar{display:none}.qf-steps__line{position:absolute;top:34px;left:40px;right:40px;height:2px;background:#ffffff0f;border-radius:1px;z-index:0}.qf-steps__line-fill{height:100%;background:#d4a841;border-radius:1px;transition:width .4s cubic-bezier(.25,.46,.45,.94)}@media (max-width: 600px){.qf-steps{padding:16px 12px 0}.qf-steps__line{left:24px;right:24px}}.qf-step-dot{display:flex;flex-direction:column;align-items:center;gap:6px;background:none;border:none;cursor:default;position:relative;z-index:1;padding:0;min-width:48px}.qf-step-dot__num{width:28px;height:28px;border-radius:50%;background:#ffffff0a;border:2px solid rgba(255,255,255,.1);color:var(--text-muted);font-family:Montserrat,sans-serif;font-size:.7rem;font-weight:700;display:flex;align-items:center;justify-content:center;transition:all .3s}.qf-step-dot__label{font-size:.6rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:#ffffff40;transition:color .3s;white-space:nowrap}@media (max-width: 600px){.qf-step-dot__label{display:none}}.qf-step-dot--active .qf-step-dot__num{background:#d4a841;border-color:#d4a841;color:#0a0e1a;box-shadow:0 0 12px #d4a8414d}.qf-step-dot--active .qf-step-dot__label{color:#d4a841}.qf-step-dot--done{cursor:pointer}.qf-step-dot--done .qf-step-dot__num{background:#d4a84126;border-color:#d4a841;color:#d4a841}.qf-step-dot--done .qf-step-dot__label{color:#d4a84199}.qf-body{padding:24px 24px 8px;flex:1}.qf-body--forward{animation:qf-step-fwd .3s ease}.qf-body--backward{animation:qf-step-bck .3s ease}.qf-body__header{margin-bottom:20px}.qf-body__step-num{display:inline-block;font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:#d4a841;margin-bottom:8px}.qf-body__question{font-size:1.3rem;font-weight:800;line-height:1.3;margin-bottom:6px}@media (max-width: 600px){.qf-body__question{font-size:1.1rem}}.qf-body__subtext{font-size:.85rem;color:var(--text-muted);line-height:1.5}@media (max-width: 600px){.qf-body{padding:20px 16px 8px}}@keyframes qf-step-fwd{0%{opacity:0;transform:translate(24px)}to{opacity:1;transform:translate(0)}}@keyframes qf-step-bck{0%{opacity:0;transform:translate(-24px)}to{opacity:1;transform:translate(0)}}.qf-options{display:flex;flex-direction:column;gap:8px}.qf-options--grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}@media (max-width: 600px){.qf-options--grid{grid-template-columns:1fr}}.qf-card{display:flex;align-items:flex-start;gap:12px;background:#ffffff05;border:1px solid rgba(255,255,255,.07);border-radius:10px;padding:14px 16px;cursor:pointer;text-align:left;color:var(--text);font-family:inherit;width:100%;transition:all .2s}.qf-card:hover{background:#ffffff0a;border-color:#d4a84133}.qf-card--selected{background:#d4a8410f;border-color:#d4a84166;box-shadow:0 0 0 1px #d4a84126}.qf-card--selected .qf-icon{background:#d4a84126;color:#d4a841;border-color:#d4a8414d}.qf-card--selected .qf-card__indicator--radio:after,.qf-card--selected .qf-card__indicator--check:after{opacity:1}.qf-card--selected .qf-card__indicator--radio,.qf-card--selected .qf-card__indicator--check{background:#d4a841;border-color:#d4a841}.qf-card--compact{padding:12px 14px}.qf-card--compact .qf-card__desc{display:none}@media (max-width: 960px){.qf-card--compact .qf-card__desc{display:block}}@media (max-width: 600px){.qf-card{padding:12px 14px}}.qf-icon{width:40px;height:40px;border-radius:10px;background:#ffffff08;border:1px solid rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--text-muted);transition:all .2s}.qf-icon svg{width:20px;height:20px}.qf-card__text{flex:1;display:flex;flex-direction:column;gap:2px;min-width:0}.qf-card__title{font-size:.88rem;font-weight:600;line-height:1.3}.qf-card__desc{font-size:.73rem;color:var(--text-muted);line-height:1.45}.qf-card__indicator{width:20px;height:20px;flex-shrink:0;margin-top:2px;position:relative;transition:all .2s}.qf-card__indicator--radio{border:2px solid rgba(255,255,255,.12);border-radius:50%}.qf-card__indicator--radio:after{content:"";position:absolute;top:3px;right:3px;bottom:3px;left:3px;background:#0a0e1a;border-radius:50%;opacity:0;transition:opacity .15s}.qf-card__indicator--check{border:2px solid rgba(255,255,255,.12);border-radius:5px}.qf-card__indicator--check:after{content:"";position:absolute;top:2px;left:5px;width:5px;height:9px;border:solid #0A0E1A;border-width:0 2px 2px 0;transform:rotate(45deg);opacity:0;transition:opacity .15s}.qf-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media (max-width: 600px){.qf-fields{grid-template-columns:1fr}}.qf-field{display:flex;flex-direction:column;gap:6px}.qf-field--full{grid-column:1/-1}.qf-field label{font-size:.72rem;font-weight:600;letter-spacing:.06em;color:var(--text-muted);text-transform:uppercase}.qf-field__required{color:#d4a841;margin-left:2px}.qf-field input,.qf-field textarea{width:100%;background:#ffffff08;border:1px solid rgba(255,255,255,.08);border-radius:8px;padding:12px 14px;color:var(--text);font-size:.9rem;font-family:inherit;transition:border-color .2s,background .2s;outline:none}.qf-field input:focus,.qf-field textarea:focus{border-color:#d4a84180;background:#d4a84108}.qf-field input::placeholder,.qf-field textarea::placeholder{color:#fff3}@media (max-width: 600px){.qf-field input,.qf-field textarea{font-size:16px}}.qf-field textarea{resize:vertical;min-height:80px;line-height:1.5}.qf-footer{display:flex;align-items:center;justify-content:space-between;padding:12px 24px 20px;gap:12px}@media (max-width: 600px){.qf-footer{padding:12px 16px 20px}}.qf-btn{display:inline-flex;align-items:center;gap:8px;font-family:Montserrat,sans-serif;font-weight:600;font-size:.82rem;border-radius:8px;cursor:pointer;transition:all .2s;border:none;white-space:nowrap}.qf-btn--ghost{background:none;color:var(--text-muted);padding:10px 14px}.qf-btn--ghost:hover:not(:disabled){color:var(--text);background:#ffffff0a}.qf-btn--ghost:disabled{opacity:0;pointer-events:none}.qf-btn--primary{background:#d4a841;color:#0a0e1a;padding:12px 24px;letter-spacing:.02em}.qf-btn--primary:hover:not(:disabled){background:#b8912e}.qf-btn--primary:disabled{opacity:.35;cursor:not-allowed}.qf-btn--submit{padding:14px 28px;font-size:.88rem}.qf-spinner{width:16px;height:16px;border:2px solid rgba(10,14,26,.2);border-top-color:#0a0e1a;border-radius:50%;animation:qf-spin .6s linear infinite}@keyframes qf-spin{to{transform:rotate(360deg)}}.qf-error{font-size:.78rem;color:#e05c5c;text-align:center;padding:0 24px 12px}.qf-success{text-align:center;padding:48px 32px;display:flex;flex-direction:column;align-items:center;gap:12px;flex:1;justify-content:center}.qf-success__icon{width:72px;height:72px;border-radius:50%;background:#d4a8411a;border:2px solid rgba(212,168,65,.2);color:#d4a841;display:flex;align-items:center;justify-content:center;margin-bottom:8px}.qf-success h2{font-size:1.4rem;font-weight:800}.qf-success p{font-size:.9rem;color:var(--text-muted);line-height:1.65;max-width:380px}.qf-success p a{color:#d4a841;font-weight:600}.qf-success .qf-btn{margin-top:8px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--primary: #D4A841;--accent: #D4A841;--accent-hover: #B8912E;--accent-light: #F5E6B8;--dark: #0A0E1A;--dark-alt: #111833;--card-bg: rgba(10, 14, 30, .93);--text: #ffffff;--text-muted: #9CA3B0;--border: rgba(212, 168, 65, .12);font-family:Inter,Segoe UI,system-ui,Avenir,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{margin:0;background-color:var(--dark);color:var(--text)}a{color:inherit;text-decoration:none}h1,h2,h3,h4,h5,h6{font-family:Montserrat,Segoe UI,system-ui,sans-serif;font-weight:700}img{max-width:100%;height:auto}.container{max-width:1200px;margin:0 auto;padding:0 24px}@media (max-width: 600px){.container{padding:0 16px}}.section{padding:80px 0}@media (max-width: 600px){.section{padding:48px 0}}.section--alt{background-color:var(--dark-alt)}.section-title{font-size:clamp(1.75rem,4vw,2.5rem);text-align:center;margin-bottom:16px}.section-subtitle{color:var(--text-muted);text-align:center;font-size:1.1rem;max-width:600px;margin:0 auto 48px;line-height:1.6}.btn-cta{background:var(--accent);color:var(--dark);border:none;padding:12px 28px;border-radius:6px;font-weight:600;font-size:.95rem;cursor:pointer;transition:background .2s,transform .1s;font-family:Montserrat,sans-serif}.btn-cta:hover{background:var(--accent-hover)}.btn-cta:active{transform:scale(.97)}.btn-cta--large{padding:16px 36px;font-size:1.05rem}.btn-cta--outline{background:transparent;color:var(--accent);border:2px solid var(--accent)}.btn-cta--outline:hover{background:var(--accent);color:var(--dark)}